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| Lease
Option Program |
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| Apply
Your Rent Towards Your Home Purchase |
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| Our Lease
Option Program is designed to provide an
alternative to those seeking to rent a home.
Once qualified under our program, the participant
selects from one of our current
“Lease Option” listings.
We can also help the participant locate
a home for sale in the area they want to
live in and at a purchase price that fits
their budget. The participant makes a down
payment securing an option to buy the home
instead of paying a deposit and then makes
monthly payments, just like rent. Under
our program the down payment and a portion
of the monthly payments in each month the
payment is made on time are credited towards
the purchase of the home. The participant
purchases the home from us in two years
or less, often without having to spend any
additional money! Apply
Now |
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| Better
than Just Renting? |
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The program allows you to accumulate
a full 5% down payment or more
towards the purchase of your
home in two years, or less! |
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While
in the program, we can help
you repair your credit if needed
by establishing a two-year track
record of timely payments and
through participation in our
Credit Monitoring Process. |
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You
will be able to find and live
in a high quality home in a
great area of your choosing. |
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The program
allows you to lock-in a purchase
price while you are qualifying
for a conventional mortgage.
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| How
Does it Work? |
| The process begins with
a simple standard rent application. You
will also assist us with determining the
maximum home value you qualify for by identifying: |
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The
amount of money you have available
for your down payment.
(Rental homes typically require three
month’s rent plus a deposit
up front!) |
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The
monthly payment you can afford based
on your monthly income. (We try to
keep your total payments to less than
1/3 of your total gross monthly household
income.) |
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During the
lease period, we pay all real estate property
taxes and the homeowner’s insurance.
You will be responsible for the utilities,
all maintenance, and your renter’s
insurance policy. Once you are moved in,
we expect that you, as the future homeowner,
will treat the home as you would treat your
own home — because it soon will be
yours!
For more information on how this program
can benefit you, please fill out the form
below and we will be delighted to inform
you on how this innovative program can work
for you! |
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